XRP Ledger crypto tax calculator at half the price
Calculate your XRP Ledger (XRP) taxes automatically. Import your wallet address, classify transactions, and generate IRS-ready tax forms — Form 8949 and Schedule D.
Every competitor charges more for the same XRP Ledger tax support. Why pay double?
| Feature | Us | Koinly | CoinTracker | CoinLedger |
|---|---|---|---|---|
| XRP Ledger support | ||||
| Starting price | $25/yr | $49/yr | $59/yr | $49/yr |
| Free tier transactions | 200 | 10,000 | 25 | 25 |
| Cost basis methods | 5 | 3 | 2 | 2 |
| Pre-trade tax simulator | ||||
| Tax-loss harvesting alerts | ||||
| Audit defense package |
Paste your XRP Ledger wallet address. We auto-detect and import all transactions — swaps, transfers, staking rewards, and more.
Our AI auto-classifies your XRP transactions. Review suggestions, apply with one click, and resolve any edge cases.
Generate IRS Form 8949, Schedule D, or export directly to TurboTax, H&R Block, or TaxAct. Ready to file in minutes.
Connect your XRP Ledger wallet address to Blockchain Smart Tax. We automatically import all your XRP transactions, classify trades, swaps, and transfers, then calculate your capital gains using your chosen cost basis method (FIFO, LIFO, or HIFO). You can download IRS Form 8949 and Schedule D when you're ready to file.
Yes. The IRS treats all cryptocurrency, including XRP, as property. Selling, trading, or swapping XRP triggers a taxable event. Receiving XRP as income (staking, airdrops, mining) is taxed as ordinary income at fair market value on the date received.
Taxable XRP Ledger events include: selling XRP for USD or stablecoins, swapping XRP for another crypto, using XRP to pay for goods or services, and receiving XRP as staking rewards, airdrops, or mining income. Transferring XRP between your own wallets is NOT taxable.
Blockchain Smart Tax starts at $25/year for up to 500 transactions — roughly half the price of Koinly or CoinTracker. During our beta period, all features are free with up to 10,000 transactions. We never charge extra for DeFi, staking, or NFT transactions.
We classify XRP Ledger staking transactions at the instruction level — native staking, liquid staking, delegation, redelegation, and reward claims are all detected automatically. Staking rewards are reported as ordinary income per IRS Rev. Rul. 2023-14. You can also toggle whether liquid staking (e.g., depositing into liquid staking protocols) is treated as a taxable swap or a non-taxable transfer.
Yes. Connect your XRP Ledger wallet address for on-chain transactions, and import exchange history via CSV from Coinbase, Binance, Kraken, and 20+ other exchanges. Blockchain Smart Tax matches exchange deposits and withdrawals with on-chain transfers automatically.
Blockchain Smart Tax supports FIFO (First In, First Out), LIFO (Last In, First Out), and HIFO (Highest In, First Out). You can switch methods and instantly see how each one affects your tax bill. Starting in 2025, the IRS requires per-wallet cost basis tracking (Rev. Proc. 2024-28) — we handle this automatically.
XRP held for more than one year qualifies for long-term capital gains rates (0%, 15%, or 20% depending on income). XRP held for one year or less is taxed at your ordinary income rate (up to 37%). Blockchain Smart Tax automatically tracks your holding periods and classifies each disposal as short-term or long-term.
Free to import. Free to preview. Only pay when you download. Starting at $25/year — half the price of competitors.